Value In Partnership (VIP) Program


We have an unwavering commitment to maximize value for our membership. Our Value In Partnership (VIP) Program is designed to do just that. 

Better than a loyalty or perks program, our VIP Program provides members monthly value and savings on the financial products and services that mean the most. It’s our way of saying thanks, and it happens automatically. The more you use us, the more value you will get from your membership. Best of all, it’s free and there’s no sign-up required. You’re automatically enrolled simply by being a member of The Partnership FCU!

What does being a VIP Member give you?*

Program Benefits Premier Elite Elite
Fee Refunds Up to $30/month and
Certificate Dividend Bonus 0.50% added to your current rate 0.25% added to your current rate
Immediate Access to Large Deposits, including Mobile Check Deposits
  • Up to $10,000/day
  • $20,000/month max  for mobile
  • Up to $5,000/day
  • $10,000/month max for mobile
First Mortgage Closing Cost Rebate $1,095 $595
Guaranteed Asset Protection (GAP) Vehicle Loan Protection Rebate $75 $50
Mechanical Repair Coverage (MRC) Vehicle Loan Protection Rebate $75 $50

We know you. 

Membership is personal at The Partnership FCU, and all members are automatically eligible for our VIP Program. Every month, if you meet the usage criteria of the following products and services, you are a VIP Member!

  • Active Online or Mobile Banking User
  • 30 or more Checking Transactions/month
  • 30 or more Debit Card Transactions/month
  • Pay six or more bills using Online Bill Pay/month
  • Active Loan Borrower, plus get rewarded even more for cumulative balances over $10,000

At the end of the calendar month, if you meet three or four of the criteria, you are an Elite VIP Member. If you meet five or six of the criteria, you are a Premier Elite VIP Member! Your status will be included in your monthly member statements.

Watch the Value add up!

VIP Members enjoy fee refunds and certificate dividend bonuses automatically monthly, as well as immediate access to deposited funds. VIP Members are also eligible for cash rebates on vehicle loan protection products and first mortgage closing costs. See the chart above for more details.

Keep an eye on your statement each month to see your VIP Status, and please make sure we have your correct email address on file, as that will be our primary communications method for notifying you of your VIP Member benefits.

Are you a VIP? Take your membership to the next level.

*See Program Rules for more details on the VIP Program Benefits.