Compare Home Equity Loans

Not sure which Home Equity Loan is right for you? Use our chart to compare interest rates, loan amounts and when each loan is good to use.

Home Equity Line of Credit EZ Equity Loan
Good to Use When You don’t know how much you need or when you need it. Great for home improvement or college tuition. You know how much you need and already have a great, low-rate mortgage.
Loan Amounts Available $10,000-$250,000 $10,000-$250,000
LTV Up to 90% Up to 90%*
Application Fee None None
Closing Costs** Paid by Credit Union Paid by Credit Union
Potential Tax Deductible Interest***
Interest Rate Variable Fixed
Access to Funds Checks and Online Transfers All at once when your loan is funded
Availability All States except Texas All States

*Maximum 80% LTV in Texas.

**Please note – If your HELOC or EZ Equity is paid in full and closed within 36 months from the opening date, you will be required to reimburse The Partnership FCU for any closing costs that were paid on your behalf.

***Consult your tax adviser.