Data Breaches & Your Security
You have likely heard in the news about the recent data breach at Equifax. Though significant personal information was compromised, potentially impacting approximately 143 million consumers, rest assured that your accounts here remain safe. The Partnership FCU was not compromised.
Equifax is a consumer credit bureau who obtains consumers’ data from financial institutions and other types of companies, including The Partnership FCU, who report on the credit activity of individuals to credit reporting agencies.
About the Breach
On July 29, 2017, Equifax discovered that criminals exploited a U.S. website application vulnerability to gain access to certain files. Upon discovery, Equifax acted immediately to stop the intrusion. The company promptly engaged a leading, independent cybersecurity firm which has been conducting a comprehensive forensic review to determine the scope of the intrusion, including the specific data impacted. Equifax also reported the criminal access to law enforcement and continues to work with authorities. Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017. Learn more about the breach at their website, www.equifaxsecurity2017.com.
What if I’m affected?
To determine if your personal information was potentially impacted, visit www.equifaxsecurity2017.com. If you believe you were affected, consider placing a credit freeze on your account with all three bureaus: Equifax, Experian and Transunion.
Additionally, Equifax is providing free identity theft protection and credit file monitoring to all U.S. consumers as a precaution. You can sign up for this service at www.equifaxsecurity2017.com.
Continue to be diligent in guarding against fraud:
- Always review and verify the activity on your statements to ensure that what you expect to see is accurately reflected on your account(s). Remember, you will not be responsible for any fraudulent charges on your account with us. Our Zero Liability policy ensures you’re not responsible for unauthorized purchases made on debit or credit cards you have with The Partnership FCU. If you suspect fraud on your account, call us immediately at 800-285-3286 to report suspicious activity.
- Be sure to monitor your credit report at least annually, using these resources.
- Use a unique Online Banking password, different from your other online passwords, and be proactive in changing it periodically.
Our members’ safety is paramount at The Partnership FCU. To learn more about how we keep your information safe, visit our Privacy & Security page.