The Partnership Federal Credit Union
The Partnership FCU Products & Services Offerings - Click here for complete details!

Untitled Document


Visa Credit Cards - Platinum and Classic


Platinum Visa Classic Visa

Visa Debit and Credit Card Special Online Offers & Discounts - SHOP NOW

Traveling Out of the Country? A "MUST DO" Before you go...

If you’re traveling out of the country or away from your general purchasing area, before you leave, here’s a tip that will ensure you can access your accounts while you’re away.
Contact us to ensure your VISA Debit, VISA Credit or ATM Card stays active! You MUST complete the Visa Credit/Debit & ATM Card - Out of Area Notice Form and either bring it into a branch, mail, or fax to 202-393-0930. Please allow 48 hours for us to process your notification request.

*Earn more cash back for higher net new retail purchase balances: .25% for that portion of the balance between $1,000 and $4,999.99; 1% for that portion of the balance between $5,000 and $9,999.99; 3% for that portion of the balance greater than $10,000. Cash back earnings will be credited to your account monthly for those net new retail purchases made prior to statement closing date. Certain restrictions may apply. Contact us for specific details.


Visa Account Access through your Online Banking

  • Log-in or Register today through Online Banking, clicking on the "Products and Services" tab and following the Credit Card link
  • Obtain Account Balance and Check Available Credit
  • Verify Payment and Transaction Information
  • View Visa Transactions Online
  • Safe, Secure, Convenient and FREE
  • Go Paperless! Sign up for e-Statements TODAY!

Verified By Visa

Now you can feel more secure when you shop online. The Partnership FCU and Visa are pleased to offer the advantage of added security with Verified By Visa. View the shopper's demo to see how it works, then complete the quick registration process and view the list of participating merchants. Sign up today!

VISA International Service Assessment(ISA) Disclosure

REPORT lost/stolen Visa Credit Cards immediately, call Member Services and Loans at 1-800-285-3286.

Back to Top

Vehicle Loans

New, Used and Refinanced Vehicle Loans

The Partnership FCU has everything you need to find, purchase, refinance, protect and maintain your vehicle.

With our low loan rates on New, Used, Green and Refinanced vehicles , this is the best time to take advantage of this limited time LOAN SALE - APPLY now and SAVE!

  • Apply Now
  • 100% Financing Available on all Vehicle Loans, Including Tax, Tags, Title, Mechanical Repair Coverage and Member's Choice GAP Protection
  • No Payments for 90 Days
  • Competitive Rates - just DROPPED and are now even better!
  • Vehicle REFINANCING* - Save money monthly!
  • New and Used Motorcycle, Boat and RV Loans also available
  • Fast, Easy Pre-Approval Before You Shop
  • No Prepayment Penalties or Hidden Charges

 


*The APR (Annual Percentage Rate) on all loans will be based on applicant’s past and present credit performance. Your actual rate may vary. Certain restrictions may apply - contact us for specific details. The Partnership FCU reserves the right to immediately discontinue at any time any or all such promotional rates.

Car Loan Protection and Buying Services*

TruStage™ Auto & Home Insurance Program

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Back to Top

Home Equity Loans

For home improvement, education expenses, automobile purchases, and emergency cash, The Partnership FCU offers qualified members low rate home equity lines of credit. Contact a Member Services Representative for complete details. See how much your payments or mortgage may be with our convenient online payment calculator.

Home Equity Line of Credit (HELOC)

Use the equity in your home to secure a convenient and continuing source of funds for home improvements, education, vacation, bill consolidation or almost any other purpose.

  • Apply Now
  • Limits up to $200,000
  • Terms up to 20 Years
  • Low Variable Interest Rate
  • We pay all closing costs*. Contact us for details
  • Convenient Access through Online Banking

* See Home Equity Early Disclosure for details.


EZ Equity Loans


A convenient loan using the equity in your home as collateral.

  • Apply Now
  • Up to $99,000
  • Terms up to 15 Years
  • Low, Fixed Interest Rate
  • We pay all closing costs. Contact us for details. 

Back to Top

First Mortgages & Refinancing

We Do Better Mortgages/Refinancing - Click to check rates or APPLY ONLINE.

We Do Better Mortgages and Home Equity Loans at The Partnership FCU; contact us first and you’ll see why. Through our partner, Credit Union Mortgage Association, we offer fixed and adjustable rate first mortgages, as well as refinances and home equity loans!

Finance with us and you’ll experience The Partnership FCU's Better Mortgages:


We’re here to help make mortgages easy. With The Partnership FCU’s variety of mortgage loan choices, there’s no need to look elsewhere. We have your mortgage solutions, right here! We’ll guide you every step of the way, from loan pre-qualification to your home closing for a mortgage made easy.

Nationwide Mortgage Licensing System (NMLS)

The Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) established a national registry for mortgage loan originators called the Nationwide Mortgage Licensing System and Registry (NMLS). This registry is maintained by the federal government and assigns each registered professional a unique identification number that is provided to consumers upon request and on certain loan documentation. Additionally, each financial institution is provided with a unique identification number. The Partnership Federal Credit Union’s NMLS ID number is 403473.

Your personal mortgage loan originator will provide his/her NMLS ID to you. You may view all of The Partnership FCU’s mortgage loan originators’ information at the NMLS Consumer Access website.

TruStage™ Auto & Home Insurance Program

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Back to Top

Additional Lending Products

Personal Loans

Personal loans are affordable installment loans with low fixed rates for any purpose, including holiday, vacation, home improvements and debt consolidation.

  • Apply Now
  • Borrow up to $25,000
  • Terms up to 60 months

Lifestyle Loans

Personal Lifestyle Loans to fit YOUR Needs! We are now offering Lifestyle Loans for:

  • Apply Now
  • Debt consolidations
  • Elective or cosmetic surgery
  • Weddings
  • Dream vacations
  • Funeral arrangements
  • Noninsured medical expenses
  • Vision care (LASIK)
  • Audiology for hearing aids and related services
  • Electrolysis or hair restoration
  • Cosmetic dentistry or orthodontics
  • Fertility treatments
  • Adoption services
  • Veterinary Care
  • Other significant life events

Borrow exactly what you need when it's needed, with the terms that fit your budget and your time frame. The amount borrowed can be used for any reason. Apply Now

 


Overdraft / Personal Lines of Credit
  • Apply Now
  • Credit limits up to $25,000
  • Can be designated as an overdraft protection source
  • Access a revolving line of credit with Online Banking

Savings (Share), MMSA & Share Certificate Secured Loan Advance
  • Apply Now
  • Use your savings (share), Money Market savings or share certificate savings as collateral
  • Lower interest rates than a regular Personal Loan
Financial Emergency Kit - click herePayday Alternative Loan (PAL) Advance
  • Apply Now
  • Borrow up to $1,000 for as long as 13 months
  • Rate discounts when you elect to save while you repay 
  • Direct Deposit to your account with The Partnership FCU is required
  • Application fee of $30
  • Click HERE for a list of PAL Products

Disaster/Furlough Loans
  • Apply Now if you live in an area that has been declared a disaster area or your government agency has declared a furlough
  • Borrow up to $2,500
  • No payments for 60 days in case of a disaster or 30 days after the furlough ends
  • Terms up to 18 months

Back to Top

?