Auto

New

The Partnership makes the difference in Auto Loans. Apply before you shop and get your money fast! 

  • 100% financing available on all vehicle loans, including tax, tags, title, Member’s Choice Mechanical Repair Coverage and Member’s Choice GAP Protection
  • No payments for 90 Days (interest will continue to accrue)
  • Compare competitive rates with a 90 day rate guarantee!**
  • Instant REFINANCING* – Easily take control of your loan online and lower your payment NOW, with just a few clicks of a button. Simply adjust a dial to get your desired monthly savings and new terms, then sign and submit all the documents electronically!
  • Fast, easy pre-approval before you shop
  • No pre-payment penalties or hidden charges
  • An auto loan can help you become a VIP Member

Step 1 – Choose Your Application Method

Apply Online Download Express App

Step 2 – Receive quick approvals by email confirmation

Provide the following documents upon approval of your auto loan.

  • Purchase Order/Buyers Order
  • MSRP (Window Sticker)
  • Binder of Insurance showing vehicle being purchased and The Partnership FCU as loss payee
  • Verification of all sources of income (Recent Paystubs, Current Lease Agreement, Tax Returns)
  • Current Mileage (for refinances only)

Step 3 – Get a great deal for your vehicle

Use our Car Buying Service, TrueCar, to get a great deal on your next vehicle by seeing what others in your area paid. Over 10,000 Certified Dealers nationwide have joined the commitment to price transparency and a better way to buy a car.

Step 4 – Buy Your Car!

Vehicle Loan & Repair Protection***

When you purchase a new or used vehicle, the costs don’t often stop there. The Partnership FCU gives you the advantage of being able to protect you and your family from costly expenses due to unexpected events. Our prices are typically less than at the dealership, so compare before you buy.

  • Member’s Choice Mechanical Repair Coverage (MRC):transparent This extended warranty includes roadside assistance. You can purchase MRC if your car is less than 12 years old with less than 120,000 miles. VIP Members are eligible for up to $75 in MRC Rebates.
  • Member’s Choice GAP Protection: After you sign the paperwork to purchase a new or used vehicle, it begins to depreciate. There may be a point when you owe more than the vehicle is worth, which can be expensive if your car is totaled. GAP Insurance covers the difference between what you owe and what your car is worth. VIP Members are eligible for up to $75 in GAP Rebates.
  • TruStage™ Auto Insurance: Exclusively for credit union members like you. Enjoy discounted rates combined with online convenience and 24/7 claims service.
  • Member’s Choice Credit Disability: Protection that pays your loan payment while you are disabled due to covered illness or injury. Payments continue until you return to work or the loan is repaid up to the policy limit.
  • Member’s Choice Term Credit Life: Protection that pays off your eligible loan balance up to $25,000 if you should die before your loan is paid in full.

*APR = Annual Percentage rate. Your actual rate may vary. APR on all The Partnership FCU loans & credit cards will be based on applicant’s past & present credit performance. For new auto loans, the maximum term is 60 months for 1.49% APR. The monthly payment per $1,000 with a term of 60 months with a 1.49% APR will be $17.31. Floor for green vehicles is 1.49% APR. Certain other restrictions may apply.

**If our rates decrease within the next 90 days of obtaining your auto loan, contact us and ask for the new rates!

***The products offered: (1) are not federally insured; (2) are not obligations of The Partnership FCU; (3) are not guaranteed by The Partnership FCU or any affiliated entity; (4) involve investment risks, including the possible loss of principal; (5) are being offered by an employee who serves both functions of accepting members’ deposits and the selling of non-deposit investment products; and are (6) optional products and do not affect the application for credit or the terms of any credit agreement required to obtain the loan.

Used

Whether you are buying a used vehicle directly from a dealership, buying from a private party, buying out a leased vehicle, or refinancing your existing vehicle, we have many great financing options available.

  • 100% financing available on all used vehicle loans, including tax, tags, title, Member’s Choice Mechanical Repair Coverage and Member’s Choice GAP Protection
  • No payments for 90 days (interest will continue to accrue)
  • Compare competitive rates with a 90 day rate guarantee!**
  • Fast, easy pre-approval before you shop
  • No pre-payment penalties or hidden charges
  • Instant REFINANCING* – Easily take control of your loan online and lower your payment NOW, with just a few clicks of a button. Simply adjust a dial to get your desired monthly savings and new terms, then sign and submit all the documents electronically!
  • An auto loan can help you become a VIP Member

Step 1: Choose Your Application Method

Apply Online Download Express App

Step 2: Receive quick approvals by email confirmation

Get your documents in order. Use the checklist below to gather the necessary documents we will need from you.

Buying from a dealership

  • Purchase Order/Buyers Order
  • Binder of Insurance showing vehicle being purchased and The Partnership FCU as loss payee
  • Verification of all sources of income (Recent Paystubs, Current Lease Agreement, Tax Returns)
  • Current Mileage (for refinances only)

Refinancing Your Current Vehicle Loan

  • 10 day pay off (Current Lender can provide that over the Phone, Online Banking or from Recent Statement)
  • Current Mileage
  • Copy of Registration
  • Proof of Insurance showing vehicle being purchased and The Partnership FCU as loss payee
  • Verification of all sources of income (Recent Paystubs, Current Lease Agreement, Tax Returns)

Buying from A Private Party

  • Statement of Intent to Sell Form
  • Copy of Registration
  • Copy of Title
  • Proof of Insurance showing vehicle being purchased and The Partnership FCU as loss payee
  • Verification of all sources of income (Recent Paystubs, Current Lease Agreement, Tax Returns)

Buying out your Leased Vehicle

  • Purchase Order/Sell agreement/Buyers Order (Lease Buyout Agreement)
  • Proof of Insurance showing vehicle being purchased and The Partnership FCU as loss payee
  • Verification of all sources of income (Recent Paystubs, Current Lease Agreement, Tax Returns)

Step 3: Protect*** your vehicle & yourself

When you purchase a new or used vehicle, the costs don’t often stop there. The Partnership FCU gives you the advantage of being able to protect you and your family from costly expenses due to unexpected events. Our prices are typically less than at the dealership, so compare before you buy.

  • Member’s Choice Mechanical Repair Coverage (MRC): VIP Starburst Green TransparentThis extended warranty includes roadside assistance. You can purchase MRC if your car is less than 12 years old with less than 120,000 miles. VIP Membersare eligible for up to $75 in MRC Rebates.
  • Member’s Choice GAP Protection: After you sign the paperwork to purchase a new or used vehicle, it begins to depreciate. There may be a point when you owe more than the vehicle is worth, which can be expensive if your car is totaled. GAP Insurance covers the difference between what you owe and what your car is worth. VIP Members are eligible for up to $75 in GAP Rebates.
  • TruStage™ Auto Insurance: Exclusively for credit union members like you. Enjoy discounted rates combined with online convenience and 24/7 claims service.
  • Member’s Choice Credit Disability: Protection that pays your loan payment while you are disabled due to covered illness or injury. Payments continue until you return to work or the loan is repaid up to the policy limit.
  • Member’s Choice Term Credit Life: Protection that pays off your eligible loan balance up to $25,000 if you should die before your loan is paid in full.

*APR = Annual Percentage rate. Your actual rate may vary. APR on all The Partnership FCU loans & credit cards will be based on applicant’s past & present credit performance. For new auto loans, the maximum term is 60 months for 1.49% APR. The monthly payment per $1,000 with a term of 60 months with a 1.49% APR will be $17.31. Floor for green vehicles is 1.49% APR. Certain other restrictions may apply.

**If our rates decrease within the next 90 days of obtaining your auto loan, contact us and ask for the new rates!

***The products offered: (1) are not federally insured; (2) are not obligations of The Partnership FCU; (3) are not guaranteed by The Partnership FCU or any affiliated entity; (4) involve investment risks, including the possible loss of principal; (5) are being offered by an employee who serves both functions of accepting members’ deposits and the selling of non-deposit investment products; and are (6) optional products and do not affect the application for credit or the terms of any credit agreement required to obtain the loan.

Green

We think driving green is a wonderful thing.


If you purchase a vehicle that is fuel efficient, it will be better for the environment and your wallet. The Partnership offers a discount on interest rates for green vehicle loans*. Our application and approval process for buying or refinancing a green vehicle is the same as for a non-green vehicle.

  • Up to 100% financing available on all new green vehicle loans, including tax, tags, title, Mechanical Repair Coverage and Member’s Choice GAP Protection
  • No payments for 90 days (interest will continue to accrue)
  • Compare competitive rates with a 90 day rate guarantee!**
  • Instant REFINANCING* – Easily take control of your loan online and lower your payment NOW, with just a few clicks of a button. Simply adjust a dial to get your desired monthly savings and new terms, then sign and submit all the documents electronically!
  • Fast, easy pre-approval before you shop
  • No pre-payment penalties or hidden charges
  • An auto loan can help you become a VIP Member

Step 1: Choose Your Application Method

Apply Online Download Express App

Step 2: Get your documents in order

Documents for a New Green Vehicle

Provide the following documents upon approval of your auto loan.

  • Purchase Order/Buyers Order
  • MSRP (Window Sticker)
  • Binder of Insurance showing vehicle being purchased and The Partnership FCU as loss payee
  • Verification of all sources of income (Recent Paystubs, Current Lease Agreement, Tax Returns)
  • Current Mileage (for refinances only)

Documents for a Used/Refi Green Vehicle

Get your documents in order. Use the checklist below to gather the necessary documents we will need from you.

Buying from a dealership

  • Purchase Order/Buyers Order
  • Binder of Insurance showing vehicle being purchased and The Partnership FCU as loss payee
  • Verification of all sources of income (Recent Paystubs, Current Lease Agreement, Tax Returns)
  • Current Mileage (for refinances only)

Refinancing Your Current Vehicle Loan

  • 10 day pay off (Current Lender can provide that over the Phone, Online Banking or from Recent Statement)
  • Current Mileage
  • Copy of Registration
  • Proof of Insurance showing vehicle being purchased and The Partnership FCU as loss payee
  • Verification of all sources of income (Recent Paystubs, Current Lease Agreement, Tax Returns)

Buying from A Private Party

  • Statement of Intent to Sell Form
  • Copy of Registration
  • Copy of Title
  • Proof of Insurance showing vehicle being purchased and The Partnership FCU as loss payee
  • Verification of all sources of income (Recent Paystubs, Current Lease Agreement, Tax Returns)

Buying out your Leased Vehicle

  • Purchase Order/Sell agreement/Buyers Order (Lease Buyout Agreement)
  • Proof of Insurance showing vehicle being purchased and The Partnership FCU as loss payee
  • Verification of all sources of income (Recent Paystubs, Current Lease Agreement, Tax Returns)

Step 3: Protect** your vehicle and yourself

When you purchase a new or used vehicle, the costs don’t often stop there. The Partnership FCU gives you the advantage of being able to protect you and your family from costly expenses due to unexpected events. Our prices are typically less than at the dealership, so compare before you buy.

  • Member’s Choice Mechanical Repair Coverage (MRC):transparent This extended warranty includes roadside assistance. You can purchase MRC if your car is less than 12 years old with less than 120,000 miles. VIP Members are eligible for up to $75 in MRC Rebates.
  • Member’s Choice GAP Protection: After you sign the paperwork to purchase a new or used vehicle, it begins to depreciate. There may be a point when you owe more than the vehicle is worth, which can be expensive if your car is totaled. GAP Insurance covers the difference between what you owe and what your car is worth. VIP Members are eligible for up to $75 in GAP Rebates.
  • Member’s Choice Credit Disability: Protection that pays your loan payment while you are disabled due to covered illness or injury. Payments continue until you return to work or the loan is repaid up to the policy limit.
  • Member’s Choice Term Credit Life: Protection that pays off your eligible loan balance up to $25,000 if you should die before your loan is paid in full.

Want the full green experience?

At The Partnership, we offer products and services that are also environmentally conscious. What shade of green are you?

*APR = Annual Percentage rate. Your actual rate may vary. APR on all The Partnership FCU loans & credit cards will be based on applicant’s past & present credit performance. For new auto loans, the maximum term is 60 months for 1.49% APR. The monthly payment per $1,000 with a term of 60 months with a 1.49% APR will be $17.31. Floor for green vehicles is 1.49% APR. Certain other restrictions may apply.

**If our rates decrease within the next 90 days of obtaining your auto loan, contact us and ask for the new rates!

***The products offered: (1) are not federally insured; (2) are not obligations of The Partnership FCU; (3) are not guaranteed by The Partnership FCU or any affiliated entity; (4) involve investment risks, including the possible loss of principal; (5) are being offered by an employee who serves both functions of accepting members’ deposits and the selling of non-deposit investment products; and are (6) optional products and do not affect the application for credit or the terms of any credit agreement required to obtain the loan.