Loan Protection

The Partnership FCU offers a variety of protection services to protect you and your family from costly expenses due to unexpected events.

Member’s Choice Mechanical Repair Coverage (MRC)

  • You can purchase MRC if your car is less than 12 years old with less than 120,000 miles. To receive a quote, call our Contact Center. Please have year, make, VIN, model and current mileage of the vehicle available.
  • Have repairs performed at any licensed repair facility in the US and Canada
  • 24-hour toll-free roadside assistance
  • Rental Reimbursement
  • Emergency Travel Expense reimbursement
  • Transferable when the vehicle is sold to a private party (transfer fees apply)
  • Flexible; a variety of terms and coverage limits are available
  • Pro-rated refunds if you choose to cancel the policy

Please note: MRC is not available for members residing in California or Alaska.

Are you a VIP? VIP Members are eligible for up to $75 in MRC Rebates. Learn More.

Member’s Choice GAP Protection (Guaranteed Asset Protection)*

After you sign the paperwork to purchase a new or used vehicle, it begins to depreciate. There may be a point when you owe more than the vehicle is worth. In the event of a total loss or vehicle theft, you are responsible for the difference (or gap) between the outstanding loan balance and your insurance company’s settlement. Member’s Choice GAP Protection provides coverage for this unexpected expense during the term of the loan with us for a low, one time fee of $450 for cars- typically less than half of what the dealership may charge. The fee can be included in your loan amount or paid separately. In addition, if your vehicle is stolen or totaled in an accident, Member’s Choice GAP Protection will pay $1000 towards your next vehicle loan financed with The Partnership FCU within 60 days of your primary insurance settlement. Member’s Choice GAP Protection helps you prepare for the unexpected and will reimburse insurance deductibles for qualified claims.

Are you a VIP? VIP Members are eligible for up to $75 in GAP Rebates Learn More.

Member’s Choice Payment Protection*

Guard yourself and your family against unexpected expenses if you should become disabled or deceased.

  • Protects Your Credit and Assets that Secure Your Loan
  • Premium Included In Your Loan Payment
  • Provides Coverage at Low Group Rates
  • No Physical Exams Required
  • Immediate Coverage
  • Easy Enrollment Form

Member’s Choice Credit Disability: Protection that pays your loan payment while you are disabled due to covered illness or injury. Payments continue until you return to work or the loan is repaid up to the policy limit.

Member’s Choice Term Credit Life: Protection that pays off your eligible loan balance up to $25,000 if you should die before your loan is paid in full so your family does not have to worry about it.

*The products offered: (1) are not federally insured; (2) are not obligations of The Partnership FCU; (3) are not guaranteed by The Partnership FCU or any affiliated entity; (4) involve investment risks, including the possible loss of principal; (5) are being offered by an employee who serves both functions of accepting members’ deposits and the selling of non-deposit investment products; and are (6) optional products and do not affect the application for credit or the terms of any credit agreement required to obtain the loan.

TruStage™ Auto & Home Insurance Program**

You trust us to offer products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage™ Auto & Home Insurance Program. It provides affordable top-quality protection and discounted rates combined with online convenience and 24/7 claims service.

Working with carefully selected insurance partners, these programs provide discounted rates for credit union members, online services, and 24/7 claims service. If you haven’t compared auto or home insurance rates lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.

Car and Home insurance. You could save an average of $427.96. Get a quote.

Get your free quote today or call 1-855-483-2149.

**TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.