Our Basic Checking Account helps keep your banking simple and easy by providing you with all services you need to manage your money, your way. There are no hidden fees or monthly charges. Eligible transactions* you make with Basic Checking help you become a VIP Member. All it takes to open your Basic Checking Account is a minimum deposit of $25.
- FREE+ Online Bill Pay with Presentment
- Funds federally insured by the NCUA
Our Basic Checking is perfect for a young adult who needs a Checking Account AND a financial partner. It can be overwhelming at first to budget all of your expenses and to figure out how much you can spend on off-campus entertainment, dining, or that Spring Break trip with your roommates. We’re here to help. Use our Student Budget Calculator to analyze your budget as a full-time student, by entering your various expenses and incomes.
If you are eighteen years of age or older, you may use our online account application to open a Checking Account.
If you are under the age of eighteen, we require a parent or legal guardian to be the joint owner on your Checking Account. As with any account, the primary and joint owner are equal owners of the account and subject to the account’s Agreement & Disclosure.
Contact Us to open a Checking Account for your minor.
Want to start building credit? Learn more about our great credit options for students: Shared Secured VISA Credit Card and the ZipLINE Credit Builder.
Checking Account Checklist:
√ Order Debit Card
√ Choose your desired style of Checks
√ Establish Overdraft Protection sources
√ Sign-up for free Online Banking
√ Register for Online Bill Pay with Presentment
√ Download free Mobile App with Mobile Check Deposit
*View the VIP Program Rules for more details on eligible checking transactions.
**Message and data rates may apply.
+Low monthly fee of $5.00 without $500 minimum monthly Direct Deposit.