The Partnership Federal Credit Union

The Partnership FCU
Investment Account Comparison Chart+

You work hard for your money. The Partnership FCU puts your money to work for you.


Pick the accounts that best match your needs - from no fees to high returns. Contact a Member Services Representative with any questions or to open your account today.

  Regular
Savings*
IRA Savings Certificates &
IRA Certificates
Savings Builder Certificate Money
Market Savings*
Tiered
Dividends
Rates

• $5 -
  $4,999.99

• $5,000
  & Above

• $5 -
  $4,999.99

• $5,000 -
   $19,999.99

• $20,000 -
  $49,999.99

• $50,000
  & Above
• $500 & Above
$100 & Above • $5 -
  $4,999.99

• $5,000 -
   $19,999.99

• $20,000 -
  $49,999.99

• $50,000
  & Above
Minimum
to Open
 $5  $5 $500
$100  $10,000
Minimum
Monthly Balance
to Avoid Fees
 $5  $0  $0 $0  $10,000
Monthly Fee
If Below
Minimum Balance Requirement
 $2.50  $0  $0 $0  $15
Member
Benefits
Earn Competitive dividends

Eligible for other great
products
Transfers and Rollovers from
other institutions welcomed

Earn great dividends from day one on all balances

Flexibility - no terms required

Terms from 6 to 60 months based on Certificate

Transfers and Rollovers from
other institutions welcomed (IRA)

BumpUp
Option available on 12 to 60 month terms
• One time option to BumpUp to a higher dividend rate

One time option to add to investment account

Initial deposit as low as $100

Flexibility – monthly deposit of $50

Earn a great dividend
Free Domestic Wires

No Deposit Restrictions

Free Online Bill Payment
with any Checking Account

Account Access

Online Banking

24/7 Telephone Access

Secure Email

Audio Response

ATMs

Direct Deposit

Shared Branching

Online Banking

24/7 Telephone Access

Secure Email

Online Banking

24/7 Telephone Access

Secure Email

Online Banking

24/7 Telephone Access

Secure Email

Online Banking

24/7 Telephone Access

Secure Email

Audio Response

Direct Deposit

Shared Branching

Early Closure
Penalty
$25 assessed
if closed within
6 months of opening
account
No penalty. See a tax advisor for early withdrawal/ closure advice Penalty imposed
for early
withdrawals
Penalty imposed
for early
withdrawals
$100 assessed
if closed within
6 months of opening account
Account
Restrictions
Withdrawal Limits** See a tax advisor for early withdrawal advice Early Closure Penalty

IRA - see a tax advisor for early withdrawal advice
Early Closure Penalty 3 free withdrawals
per month; $25
for each additional withdrawal in the same month

 

+ See current rate sheet

*Transaction Limitations: A member who has a non-transaction account can only have up to six pre-authorized or automatic withdrawals or transfers to another account at the same credit union or to a third party during a calendar month. But if the member makes withdrawals or transfers in person, at an automated teller machine, by mail, or by telephone, with the check or share draft mailed to the member, withdrawals can be unlimited for regular savings accounts. For the Money Market Savings Account, transactions can only be performed through online banking, Audio Response, by telephone, mail or in person.

Your Funds Federally InsuredYour funds at The Partnership FCU are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. View Your Financial Insurance Coverage Chart.

11/2013