Skip to main content

Schedule of Fees

Share Savings Account

Monthly fee (below $5 minimum) $2.50
Account closure within six months of opening $25.00

Money Market Savings Account

Below balance requirement fee (balance < $10,000) $15.00
Account closure within six months of opening $100.00
Additional withdrawals/transfers (3 free per month) $25.00

Holiday Club Account

Account closure/withdrawal before yearly distribution $15.00

Checking Accounts

+Monthly fee if qualifications not met (The “ONE” Checking Account) $7.50
Overdraft Share Draft, ACH, ATM (returned) $30.00
Overdraft ATM or one-time Debit Card transaction (Opt-In required) $30.00
Overdraft Courtesy Pay $30.00
Transfer from deposit account to cover overdraft $1.00
Stop payment ACH or Share Draft (one or a series of checks) $30.00
*Check copy $2.50

ATM/VISA Debit Card

Credit Union owned ATM or designated ATM, CO-OP/CU24 network No charge
Foreign withdrawals $1.00
Foreign withdrawals (with The “ONE” Checking Account) No charge
Foreign balance inquiries/transfers $0.75
Foreign balance inquiries/transfers (with The “ONE” Checking Account) No charge
ATM deposit adjustment at foreign machine $10.00
ATM/VISA Debit Card replacement $10.00
ATM/VISA Debit Card PIN replacement $5.00
VISA Debit Card chargeback or disputed transaction that is found to be member authorized $25.00
VISA Debit Card or PIN 2nd day priority mailing $30.00
VISA Debit Card and PIN 2nd day priority mailing $60.00
Foreign currency conversion fee of transaction amount Up to 1%

Bill Payment Service

With The “ONE” Checking Account No charge
^With Basic Checking Account if qualification not met $5.00
Stop payment $30.00
Expedited payments: Expedited electronic $5.00
Expedited payments: Overnight check $25.00

Applicable to ALL Account Holders

Account reconciliation/research fee (per hour) $25.00
Deposited item returned $30.00
Inactive membership $10.00 (quarterly)
*Cashier’s Check (to 3rd party) $1.00
Overnight mail Courier cost (min. $15.00)
Remittance to State Unclaimed Property $30.00
Return mail fee  $10.00
Mailed Statement of Accounts
Fee is waived if you receive your statements electronically
$1.50
per statement
Statement copy fee (per statement month) $5.00
Stop payment on official check (only available for lost or stolen) $30.00

*Wire Out: Domestic (Wire fee waived for wires > $2,500 with The "ONE" Checking or Money Market Savings Account.)

$20.00
Wire Out: International $40.00
Writ of Attachment/Levy (per writ or levy) $40.00

Loans

Consumer Loan late payment fee (15 day courtesy period) $30.00
Real Estate Loan late payment fee (15 day courtesy period) $30.00
Returned payment fee $30.00
Lien release letter or copy of title (for previously released titles/liens) $10.00
Application fee – ZipLINE Credit Builder $30.00
Skip-a-Pay/Extension Agreement $30.00
Accounting Payoff Statement (No charge for 1 within 6 months) $25.00 thereafter
Mortgage subordination fee: Within 10 business days $100.00
Mortgage subordination fee: Expedited $150.00

VISA Credit Cards

Late payment fee (15 day courtesy period) $25.00
Returned payment fee $25.00
VISA Credit Card chargeback or disputed transaction that is found to be member authorized $25.00
VISA Credit Card overnight delivery $45.00
Lost/stolen replacement $10.00
Foreign currency conversion fee of transaction amount Up to 1%

Print the Schedule of Fees

*These fees will be waived for members with The “ONE” Checking Account or a Money Market Savings Account.

+Qualifications for The “ONE” Checking Account: 15 signature debit card transactions; OR $3,000 average daily balance in the account;  OR $20,000 or more aggregate membership (under one member number) balance (deposits and/or loans); OR direct deposit a minimum of $1,500.00 monthly. All accounts must be in good standing to be included in balance calculation.

Visit ThePartnershipFCU.com/VIP to learn how to earn fee refunds.