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Auto Loan Checklist

Your Auto Loan Checklist 

Here’s what you’ll need to bring with you, whether you’re buying new or used. 

New Car 

  • Purchase Order/Buyers Order (showing vehicle details: year, make, model, VIN, mileage, and added options)
  • Window Sticker showing MSRP
  • Binder of Insurance Coverage showing both the vehicle being purchased and The Partnership FCU as loss payee
  • Verification of Income for all sources (recent paystubs, current rental agreement, tax returns, pension/annuity, social security)

Used Car - Purchased From A Dealership

  • Purchase Order/Buyers Order (showing vehicle details: year, make, model, VIN, mileage, and added options)
  • Binder of Insurance Coverage showing both the vehicle being purchased and The Partnership FCU as loss payee
  • Verification of Income for all sources (recent paystubs, current rental agreement, tax returns, pension/annuity, social security)

Refinancing Your Current Vehicle Loan

  • 10 Day Payoff Letter (including the loan account number and physical mailing address - no P.O. Boxes, please.)
  • Vehicle Details (year, make, model, VIN, mileage, and added options)
  • Copy of Current Registration
  • Proof of Insurance Coverage showing both the vehicle being purchased and The Partnership FCU as loss payee
  • Verification of Income for all sources (recent paystubs, current rental agreement, tax returns, pension/annuity, social security)

Buying From A Private Party

  • Statement of Intent to Sell (showing vehicle details: year, make, model, VIN, mileage, and sales price)
  • Copy of Title (if the vehicle has been paid off)
  • Copy of Current Registration
  • Proof of Insurance Coverage showing both the vehicle being purchased and The Partnership FCU as loss payee
  • Verification of Income for all sources (recent paystubs, current rental agreement, tax returns, pension/annuity, social security)

Buying Out Your Leased Vehicle

  • Signed Lease Buyout Agreement from Leasing Company
  • Signed Odometer Disclosure
  • Copy of Current Registration
  • Vehicle Details (year, make, model, VIN, mileage, and added options)
  • Proof of Insurance Coverage showing both the vehicle being purchased and The Partnership FCU as loss payee
  • Verification of Income for all sources (recent paystubs, current rental agreement, tax returns, pension/annuity, social security)