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Loan Protection

Loan Protection Explained

When you purchase a new or used vehicle, the costs don’t often stop there. The Partnership FCU gives you the advantage of being able to protect you and your family from costly expenses due to unexpected events. Our prices are typically less than at the dealership, so compare before you buy.

Member’s Choice Mechanical Repair Coverage (MRC)*

This extended warranty includes roadside assistance. You can purchase MRC if your car is less than 12 years old with less than 120,000 miles. 

Member’s Choice GAP Protection*

After you sign the paperwork to purchase a new or used vehicle, it begins to depreciate. There may be a point when you owe more than the vehicle is worth, which can be expensive if your car is totaled. GAP Insurance covers the difference between what you owe and what your car is worth. 

TruStage™ Auto Insurance**

Exclusively for credit union members like you. Enjoy discounted rates combined with online convenience and 24/7 claims service.

Member’s Choice Credit Disability*

Protection that pays your loan payment while you are disabled due to covered illness or injury. Payments continue until you return to work or the loan is repaid up to the policy limit.

Member’s Choice Term Credit Life*

Protection that pays off your eligible loan balance up to $25,000 if you should die before your loan is paid in full.

 

*The products offered: (1) are not federally insured; (2) are not obligations of The Partnership FCU; (3) are not guaranteed by The Partnership FCU or any affiliated entity; (4) involve investment risks, including the possible loss of principal; (5) are being offered by an employee who serves both functions of accepting members’ deposits and the selling of non-deposit investment products; and are (6) optional products and do not affect the application for credit or the terms of any credit agreement required to obtain the loan.

**TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union

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