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Savings & Investments

Savings Accounts

Saving for your someday is easy with The Partnership FCU on your side. Open as many Regular Savings Accounts as you need to reach your savings goals. There’s even a Holiday Club Savings Account to help boost your festive budget.

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Holiday Club Savings Account

Have the money you need to fly out to see the family or get your holiday shopping done with a Holiday Club Savings Account. There’s no minimum deposit to open the account, and no minimum balance to earn a great return. Save easily with direct deposits or automatic transfers. Then, in October, we’ll put all the money you saved into your primary savings account.***

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Just 4 Kids

The coolest club in town is for kids only! To help your child learn the value of saving, open a Just 4 Kids Savings Account with a minimum deposit of $5. It earns a higher-yield, so your child will experience the fun of saving money and watching it grow.

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Money Market Savings

Maximize your savings opportunities with a Money Market Savings Account (MMSA)* and earn a competitive yield with easy access to your money. All it takes is a $10,000 minimum investment to open the account. Withdrawals are limited to three per month and you’ll earn more with a tiered dividend rate.

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Share Certificates

Stable, secure, and smart are just some of the words used to describe Share Certificates at The Partnership FCU. Our share certificates offer a minimum investment of $500, a bump up option on certificates of 12-month terms or longer and automatic renewal at the time of maturity.** Plus, VIP Members enjoy dividend bonuses up to .50% APY on Share Certificate rates. 

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IRAs

Choose the Individual Retirement Account (IRA)** that fits your immediate or future needs. Choose from Traditional, Roth, Coverdell Education Savings or an IRA Regular Share Account. For more information on retirement planning, visit Retirement Central.

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*Monthly fee assessed if average monthly balance falls below $10,000. Monthly fee will be as-sessed the first business day of the following month. $25 for each additional withdrawal after 3 in a month. See additional transaction limitations.

**Share & IRA Certificate Disclosure: APY = Annual Percentage Yield (APY). All of our Share (except IRA Savings Builder Certificate) and IRA Certificates require a minimum $500 deposit and we offer terms of 90 days to 60 months. For all accounts, the Credit Union uses the daily balance method of computing dividends, which applies a periodic rate to the full amount of principal in the account each day. Dividends accrue daily from the date of deposit to the date of withdrawal. For all accounts, accrued dividends will not be paid at account closing, if closed prior to a dividend period, except in cases of maturing Share or IRA Certificates. A penalty will be imposed for early withdrawal of certificate accounts. Certain other restrictions may apply. Contact us for specific details. The Partnership FCU reserves the right to immediately discontinue at any time any or all such promotional rates. Please Note: A penalty is imposed for early withdrawals on any Share Certificate Accounts before maturity. For Share Certificates with terms of 12 months or less there is a penalty of 90 days of dividends. Terms of more than 12 months incur a penalty of 180 days of dividends. The penalty may reduce the principal.

***A penalty will be imposed for early withdrawal.